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Business Development Updates

Selected for you to access the most valuable content we’ve shared with our adviser community. Here you’ll find a depth of insight and resources to help you and your business.

Featured

View your clients’ NS&I Premium Bonds wins and more

View

Featured

Webinar: Making sense of the Autumn Budget with Octopus Investments

View

24 March 2016

Retirement Roadshows and Six Case Studies for you to Download

Accumulation to decumulation – balancing income and capital needs – Book Now

 

To help you help your clients with their retirement decisions – income and capital and the balance between the two – book now to join Defaqto for these valuable events with presentations from Aegon, Architas, Deutche Asset Management and M&G.

Also, 6 solid case studiesin the Adviser Home Resource Section.

1.    The case for hybrid:  simplicity, flexibility, security 
2.    Remaining relevant with relevant life 
3.    Professionals guide to retirement 
4.    DFM proposition on platforms 
5.    The cost and value of adviser investment solutions 
6.    The value of using a capped volatility investment strategy 


09 March 2016

TIME investments - a new partner for Adviser Home

 

 

We’re delighted to announce an exciting new partnership with TIME Investments. 

 

 

   

  TIME provides tax efficient investment solutions – with their original Inheritance Tax service boasting an impressive 20 year track record. 


About TIME
-    £500 million assets under management 
-    7,000 plus investors
-    Winner of Best BPR Investment Manager – 2015 Growth Investor Awards
-    Nationwide sales team
-    More than 50 staff and growing
-    Offer educational support through in house meetings and CPD workshops

“We pride ourselves on offering real transparency around our products, what we invest in and what the risks are. Above all we always keep our clients at the forefront of our mind and their best interests at heart. We’re dedicated to supporting financial advisers, which is why we don’t accept direct investments. Our nationwide sales team are on hand to assist you in identifying solutions for your clients, dealing with technical queries and delivering one-to-one support.” Simon Housden, Sales & Marketing Director at TIME Investments

Based in central London, TIME has a 20 person distribution team that provide national coverage.

If you would like to find out more about TIME and their latest solutions please contact them on 020 7391 4747 or email [email protected]         

02 March 2016

Lifequote Webinars - exclusively for Adviser Home members

Working with LifeQuote for protection business - You concentrate on client advice, and let LifeQuote help with the completion of the application, the keying into the insurer systems, and all the chasing of third parties, including doctors until the case completes.

 

Choice of Webinars- LifeQuote will be running webinars in March exclusively for Adviser Home membersto introduce the protection service and show how easy it is to get set up. If you would like to take advantage of this fantastic opportunity, please click your preferred date below to register.The webinar will last 45 minutes, 35 minute presentation, with 10 minute Q&A.
 
Wednesday 9th March – 10am
Wednesday 16th March – 2pm
 
Thankyou- Sign up with LifeQuote by 31st March 2016 and on your third completed policy, LifeQuote will send you a bonus £75 chequeto say thank you.
 
About LifeQuote- LifeQuote is the protection service of choice for many advisers throughout the UK, from specialist sole traders to the largest Networks and DA firms. LifeQuote is much more than just a Protection portal – it provides administration services for businesses looking to streamline their processes, spend less time on administrative duties and more time advising their clients and creating new sales opportunities.
 
What do advisers say?- “LifeQuote is firmly embedded in my working processes now as both the quoting system and Protection Service save me an incredible amount of time. Not having to spend hours each week chasing GP reports is time invested in growing my client list. Simple, straight forward and with experts on the end of the phone – I definitely recommend it!”

Click hereto see more testimonials

Find out more now- If you want to find out more immediately, please call the LifeQuote Sales Support Team on 01243 791199. Don’t forget to tell LifeQuote you’re an Adviser Home member, to register for the bonus £75 cheque.

Thanks
Adviser Home

25 February 2016

New online tax-planning hub

 

An online hub for your tax-planning needs.

 

 

Welcome to your tax-planning hub from Octopus Investments - equipping you with the tools you'll need to help your clients in 2016. These tax-planning scenarios will give you fresh perspectives on how to tackle the issues your clients face.

Helping Peter's children receive more of his wealth
​Like thousands of people around the UK, 60-year-old Peter is concerned about inheritance tax. His house is worth more than £325,000, so his daughter Emma will have to pay 40% tax on much of his estate when he dies. This includes the Investment Savings Account (ISA) investments he’s been building up over the years.

Discover more about a possible solution for Peter that retains the flexibility of an ISA wrapper without the inheritance tax liabilities.

An ISA that offers inheritance tax exemption
​
With the end of the tax year fast approaching, many of your clients are probably looking to make the most of their ISA allowance. What if they could transfer into an ISA that mitigates their inheritance tax liabilities? 

Find out more about the Octopus AIM Inheritance Tax ISA here – there is no initial fee for advised clients, although an annual management charge and dealing charges will apply.

18 February 2016

Free to you - NEWSBRIEF - up to 1 hour of CPD each month

 Free to you - NEWSBRIEF - Your Monthly Round-Up of Market and Regulatory Developments
 

If you are registered with the Adviser Home CPD Centre then you’ll already have access to this valuable document each month.

Thousands of advisers use NEWSBRIEF as an integral part of their CPD programme. So, if you are not yet registered to gain automatic access, then for this edition only you can download it here>> 

It’s written and edited by John Lappin, well known industry expert commentator, and we think you’ll want to register hereto secure regular access to this valuable resource. 

This month’s issue covers:

•    Pensions and retirement planning 
•    Taxation 
•    Financial services regulation and ethics 
•    Investment principles and risk 

We hope you find it of benefit.
Adviser Home

10 February 2016

Mega - the big ideas shaping all our futures

Take a look at this new publication in association with Pictet Asset Management - focused on the really big global trends. View here>>

29 January 2016

Seeking 5%+ yield? - Income Roadshows

Seeking 5%+ yield? 

The Base Rate of 0.5% was introduced in March 2009, which is the lowest level for 300 years. Based on the Governor of the Bank of England’s latest comments we don’t expect to see this moving any time soon. With this in mind and considering the low interest environment, we know that many advisers are desperately seeking new approaches to regular income generation. Ideally this income will be sourced from a diversified portfolio, within a certain risk and volatility level. So we think you may be interested in this –
 
Income Roadshows – book now 

Seneca Investment Managers are running a series of small seminars throughout the UK in February and March.

Seneca IM CIO, Peter Elston and Steve Jackson, Head of UK Retail will discuss the market outlook for 2016, bond and equity market dynamics and the Seneca IM multi-asset funds. The CF Seneca Diversified Income Fund provides a potential solution to the hunt for regular income, yielding c. 5%, paying income monthly. The fund has been consistent in its income production, having provided an average yield of 5.0% since launch in 2002.

(These events are PFS CPD accredited for up to 1 hour of structured CPD) 

Event info and registration

To attend these events please register on the following link>>

15 January 2016

2016 tax planning workshops - book your place

To kick off the New Year TIME are back on the road with new nationwide, CPD qualifying, tax planning workshops. The events are already underway, with a number of locations still to come around the country, and TIME would love for you to join them. In our recent adviser survey we found that Tax Planning along with Alternative Investments are very near the top of your priority lists. With this in mind, these events look to be very well timed.

The Enterprise Investment Scheme (EIS) landscape has changed rapidly over the last year, with significant changes to the legislation that will affect most EIS providers. This is an opportunity to get up-to-speed with how that impacts you and your clients.

Similarly, the major changes in the Inheritance Tax (IHT) rules and the introduction of a new main residence nil rate band are other important areas that we will be covering to ensure that you have all the information you need for the end of the tax year and beyond.
 

TIME to hear more?

These nationwide workshops cover all the key changes that affect EIS and IHT planning, as well as looking at case study planning opportunities. Spaces are limited so please book now to secure your place. 

Click here to see the full list of events available across the country 

 

“We’ve structured our events as interactive workshops with limited numbers, to deliver the practical and detailed information you need. Previous events have received excellent feedback from advisers.”

Simon Housden, Sales & Marketing Director, TIME Investments

 

 

What these events can offer you

✓

An overview of EIS and BPR and the compelling tax advantages they can offer

✓

A summary of the key changes that now affect EIS and IHT planning

✓

Client scenario case studies demonstrating EIS and BPR in action

✓

Introduction to  tax efficient solutions, including the Time  new asset backed EIS

✓

An understanding of the potential challenges to recommending EIS and BPR, including compliance and due diligence requirements, and how to overcome these

✓

Structured CPD

TIME for your due diligence  

The Martin Churchill Tax Efficient Review for TIME:EIS is now available. Click here to receive your copy of the Martin Churchill review                                           

We’re also delighted to offer you Intelligent Partnership’s independent industry report on dry bulk shipping. The comprehensive report has been designed to inform advisers about the potential risks and benefits in dry bulk shipping investment. Click here to receive your copy of the Intelligent Partnership report

TIME to talk                               

If you’d like to talk to TIME about their tax efficient solutions please call one of the team on 0207 391 4747 or email  at [email protected].

 

07 January 2016

Professional Development - The content you'd like to see

Professional Development – The content you’d like to see

With the new Adviser Home CPD Centre we need to know what you’d like to see to help fulfil your CPD. So, thanks for this feedback, and in order of interest you’ve expressed:

*Note – We asked which areas were interesting or very interesting and these rankings reflect a 2:1 weighting in favour of “very” interested.

Next

We are working with providers to get this content together both on the CPD Centre and via Adviser Homes e comms programme. If any providers reading this think they have useful material please get in touch with us via [email protected] 

If you haven’t yet registered on our CPD Centre please do here>> 

If you haven’t yet told us your own content preferences we are keeping this survey open for a few days so please complete here>>

Or if you have colleagues – including paraplanners who may wish to register or complete our survey would you pass this email to them? Thanks

Thanks, and have a great New Year

 

04 January 2016

FAMR - Adviser Home in the news

Comment and articles from the trade media – focussed on the Adviser Home FAMR consultation:

Professional Adviser>>

FT Adviser>>

10 December 2015

Adviser Home CPD - What extra content would you like?


Whether you use the Adviser Home CPD Centre or not (and 6,500 advisers are already registered with us), we really want to know what extra content you’d like to see on site to help you with your CPD. 

If you haven’t yet registered then you can do so here>> –  it’s free, and it’s easy to use but in any case would you look at this survey – essentially just one question! to influence how we build the content over the next few weeks and months.  Two minutes to complete!

Would you please respond by Monday 14th December? Thanks, your involvement is most appreciated.

03 December 2015

How your website can boost your protection sales

This Protection Blog from Kevin Carr, CEO of the Protection Review, highlights how you can take key links available and listed here to embellish your own website and give your clients a nudge along with some really useful information about their health and risks they could face.

You can also have a look at what LifeQuote have to offer to make the transaction of protection business as easy as possible here>>

26 November 2015

Chance to win an Apple watch

 

Chance to win an Apple Watch, just tell us what you think of BDMs

 

 

 

What do you think of BDMs from providers? Are they important to your business, a mixed bag, an essential source of technical info or an important contact to help smooth problems? Whether you deal with BDMs on the phone, or face to face we value your input.

This study is being undertaken by our partners BWD who will use the resulting report to help providers find and develop the sort of BDMs to really help your own business practice. 

Please spend 5 or 6 minutes on this, you will be entered into a prize draw* to win an Apple Watch ( value £339 ). Click here to take the survey>>

Much appreciated

Adviser Home

* T&Cs - view here>>

24 November 2015

NEW - Adviser Home CPD centre

 

The CPD Centre, powered by Redland Business Solutions, offers you a free, one stop, on line planning, learning and validation zone. The objective is to operate a learning and development solution to help you comply with the requirements of your profession whilst making your life easier.

 

 

If you are already one of the 4,500 advisers using the CPD Centre (www.IFACPD.com) you can log in above. 

 

The CPD Centre in brief: 

• Free to use 
• Independently owned and managed 
• Allows you to plan your learning and development throughout the year  
• Lets you see if you are behind your progress plan 
• Provides access to structured learning material from a range of providers  
• You can upload learning records from outside the system including events attended etc 
• Each month you receive a free newsletter covering Market Place developments – this allows you to maintain and validate your knowledge of market, legislative and product changes. An example issue is here for you to download – if you find it useful please go to Register Now to ensure you receive your copy each month.

In the coming weeks we will be seeking your guidance as to the content areas we should seek to add on to the CPD Centre. 

More Info 

To see more background on this Adviser Home development go here>>   

Many Thanks Adviser Home

 

 

31 October 2015

Financial Advice Market Review - FAMR

  

Financial Advice Market Review

Adviser Home Consultation

As soon as FAMR was announced at the start of August we started our consultation process asking both advisers and providers what they would like to see come out of the Review, and how they would address the Advice Gap. We ran an event earlier in October to get advisers, providers and the regulator ( and HM Treasury ) round the table in workshops. Here’s just a few quotes from our adviser research - view here>>

 

 

Adviser Home in the media

FT Adviser - View here>>

Professional Adviser - View here>>

Latest articles: Part of a regular series we write as Armchair Critic asking how the sector should respond to the challenge in FAMR Professional Adviser >> and Financial Adviser>> where the News Editor gives his interpretation on the top findings in our latest adviser research.

Our Industry Commentator View – John Lappin.

Does the Financial Advice Market Review require an unprecedented understanding of business models? View the full article here>> 

Financial Advice Market Review – How could you help with the advice gap?   

Our first round of adviser research drew a record response and thanks to the many advisers who took part. During this time we have been working with the FCA and HM Treasury, discussing our findings and setting the course to drill down further into the issue. In brief:

Only a minority of consumers benefit from financial advice, a much greater number could potentially gain from the experience but advisers are focussed, quite rightly on those clients where they can offer a profitable service. So, do we just accept this or do we look for solutions – we think the latter. It’s clear from your feedback that the costs of giving advice, the risks you take on, the regulatory burden all act as a brake on business expansion. Is the solution more advisers? If so how? Is the solution robo- advice? But what is that anyway? We think advisers need to engage with these issues as they take shape.

Our second round of research - culminating in the report, Man V Machine 2, is now complete and again thanks to all those who took part. We have given some input to HM Treasury who find our ability to report on wider adviser market views essential to the whole excercise. The highlights are:

Around half of advisers plan to expand, but half don't! Those that don't see regulation and associated costs as the main reason for caution. At Adviser Home we believe that some important regulatory changes are required to kick start growth in the adviser sector. Growth through adoption of new technologies including digital or robo advice - this is supported by some but is a matter for great concern for many - unlesss liabilities are entirely clear. Advisers see scope for greater efficienciency and hence productivity - areas for development include access to existing investment valuations and the creation of suitability reports. The idea of a lower tier for qualitfied advisers is embraced by some as a solution for consumers with simpler needs or lower levels of wealth, but for some advisers this is a backwards step  

Next Steps

The HMTreasury and FCA have published their Final Report - and here's our initial response>>

Meanwhile - please share your views below.


 

 

29 October 2015

7 Families Action Day - Please Share

 

Seven Families is a charity led campaign to raise awareness of the financial impact of long term illness or disability.

 

 

 

This Action Day is designed to further raise consumer awareness of the financial impact of long term ill health by focusing a range of social media activity across the industry on the same day.

The theme of the campaign is based around the hashtag #ForAllTheCarers and we want to say a big thank you to all the people out there who help those with disabilities and illness.

What we would like you to do:

Please post, share, like, tweet or retweet the content Please tell as many people to join in on the day Use the hashtags #ForAllTheCarers & #7Families

Assets:

You can find the new content for the Action Day here.

Videos:

There are three new videos to use. The vimeo links will let you download the content where as the YouTube links are for sharing.

Vimeo

15 second 40 second Overview

YouTube

15 second 40 second Overview

PR:

As at the end of September there had been 521 pieces of coverage campaign-to-date and 258,086 views of the films across Facebook and You Tube. The Pickfords were also recently featured in The Express.

We think 7Families is a great example of the FS industry working together to create awareness of the need for IP. You can be part of this by sharing.

Many Thanks

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